Covering the Details. Giving You Confidence.

Business Continuation Planning.

What is the plan for your business when you retire? Or if you should suffer a disabling injury or pass away unexpectedly? What is the value of your business and how will this contribute to your retirement? If you have partners, how is the value shared? By specializing in business continuation planning, I can help answer your questions and will work with you in developing solutions for every contingency.

Business Risk Management.

As a business owner, selecting the right protection depends completely on your exposure to liability, such as an accident, theft or lawsuit. That’s where business risk management gets complicated. My long experience in this field can simplify a complex process, providing you with coverage for managing the risks you can anticipate.

Business Succession Planning.

You’ve devoted your life to your business, investing a labor of years, and you want the name you’ve established to live on. So when the time comes to retire, we’ll work with you on a plan to help ensure a smooth transfer of ownership, with fair distribution of shares and value.

Estate Planning.

Estate planning involves more than simply writing a will, and leaving a lasting legacy involves more than simply acquiring a large portfolio.

Estate planning gives you control over your legacy. We develop strategies which enable you to manage your assets and business as you enjoy the life you’ve achieved, while ensuring your wishes will be carried out for the proper distribution of your legal and financial responsibilities.

Financial Planning.

Your financial security is too important to be left to chance. A well-thought-out plan, balanced by adequate preparation for life events, can give you a sense of confidence about your future. Through personal consultations, we’ll identify your most important goals and dreams, then develop and implement a financial plan for realizing your vision. And throughout the service relationship, we’ll provide regular, clear communication on your progress and suggest changes for adapting your plan as your life changes.

Retirement Planning.

Preparing adequately for your retirement is probably the biggest financial challenge any of us will ever face. Let us lend our expertise in creating a realistic plan which assesses your current financial situation, determines the expectations for your retirement lifestyle, and initiates actionable solutions for helping you achieve the retirement of your dreams.

Trust Services.

Trust services are designed to help grow and preserve wealth, and to provide a natural progression of assets for distribution to loved ones and organizations. We’ll come to understand the complexities of your financial life and develop individualized wealth management, trust and estate planning solutions.

Life Insurance Planning.

To us, life insurance is a valuable asset in the portfolio of every client, one which can provide benefits to you throughout the course of your life, and, of course, for your loved ones on your passing. We regularly assist people in determining how much life insurance they need, the best policies for their individual situations, and implementing well-constructed plans developed within the context of their overall financial security.

Investment Strategies.

A coordinated investment strategy is how you build an effective portfolio for fulfilling your financial needs and achieving your goals. Through Intentional Wealth, you have access to a vast array of investment products which we’ll coordinate with your income streams and assets, unifying all of your financial resources around the intent of your security.

Long Term Care Planning.

As you focus on growing your wealth, it may be easy to overlook – or simply not think about – how much your security depends on your ability to stay healthy. Health is your most important asset, and we can prepare you for the possibility of an extended illness to assure you of receiving the care you’ll need while protecting you and your family against financial hardship.

Disability Income Planning.

A sudden, disabling injury can disrupt or terminate your ability to earn an income for an extended period of time. You may even face bankruptcy or be forced to close your business. As with other forms of insurance, we believe a disability income plan is essential for safeguarding your financial security.

Education Funding.

The average cost of college is currently more than $30,000 – that’s per year. Just as shocking is the average amount of student loan debt today’s graduates carry, (also more than $30,000). Our firm can prepare you for the major expense of funding higher education by offering tax-advantaged plans which can relieve the financial burden on parents and their children.

Employee & Executive Benefits Planning.

Continued employee satisfaction and well-being within your company play an important part of the growth of your business. Benefits such as health insurance, retirement, group life and disability income plans are proven incentives for attracting and retaining talent. Let our specialists personally navigate you through all the legal, regulatory and financial complexities. We’ll assist in structuring a comprehensive, cost-effective benefits plan which helps to provide optimal value for you, your company and those you employ.