The initial consultation is 100% free and 100% without obligation or stress.
We never charge per meeting or per hour, instead we operate on a fee-based model for the investments that we manage on our client’s behalf. Our fee schedule is as follows:
Our fee schedule is as follows:
$0-$100,000 = 1.60%
$100,000-$500,000 = 1.30%
$500,000-$1,000,000 = 1.00%
$1,000,000-$2,000,000 = 0.75%
$2,000,000-$3,500,000 = 0.60%
$3,500,000-$5,000,000 = 0.55%
$5,000,000+ = 0.50%
In certain situations, we recommend fixed annuities as a part of a client’s strategy. These products are exclusively commission-based, meaning the insurance provider compensates us directly – there is no additional cost to you as the client.
Is there a contract?
No way! At any point if you feel that we are not earning every bit of the fee we charge for our investment services you are welcome to move the funds with no penalty.
Are you a fiduciary?
Yes. As a fiduciary I am held to the highest standard of care the industry offers.
Do you have a minimum?
Yes. Our standard minimum relationship size is $250,000.
Do you work on commission?
In investment portfolios – NO.
We are paid a commission for the sale of fixed annuities (usually around 2%)
What do you do and what don’t you do?
We are holistic planners who employ diversification as a fundamental principle for the long-term success of our clients. We primarily utilize ETFs and to a lesser extent mutual funds in our portfolio construction. We love our clients and our work and we have fun while we pursue excellence.
We are not day traders, and we don’t try to time the market … we believe that is a fool’s game and we refuse to play. We generally don’t sell complicated financial products (example: indexed annuities) or financial instruments we don’t fully understand (example: cryptocurrencies)
Who are your typical clients?
Intentional Wealth specializes in retirement planning for those in or approaching retirement as well as business owners. Our typical clients are in or within 5 years of retirement and/or a business owner
What are your office hours?
We work on an appointment basis Monday – Thursday. We always are available by phone.
How do I access my accounts?
Our custodian is Fidelity, so access to your Intentional Wealth accounts is done through Fidelity’s website & mobile app.
Can you work with my other professionals?
Absolutely. We encourage our clients to connect us with their CPAs, attorneys, and other professionals to ensure that your entire team ‘sings from the same sheet of music.’
Why should I consider working with Intentional Wealth?
In the Bible book of Ephesians, we are instructed to “speak the truth in love.” This is how we want to engage with our clients … honesty, transparency, and mutual respect.
We understand investments fluctuate and we refuse to freak out when things aren’t going perfectly. Instead, we stay focused on the long-term goals and tune out the flavor of the moment news stories. Faith over fear. History over headlines. Perspective over panic.
