Intentional WealthGood morning & happy Monday! Bad times have a scientific value. These are occasions a good learned would not miss. Ralph Waldo Emerson These sure are challenging times, but I believe challenges provide us an opportunity to be stronger. I once heard a speaker at a conference say that challenges will either “make you bitter […]
Good morning & happy Monday! Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all. Dale Carnegie I was recently talking with my 2 boys (ages 10 & 8) about their schoolwork. One of them was commenting (I […]
Good morning & happy Monday! Compound interest is the eighth wonder of the world. He who understands it, earns in … he who doesn’t … pays it. Albert Einstein Building on last week’s memo on behaving like a saver, today I would like to address the monumental topic of compounding interest. I love this topic!!! […]
Good morning & happy Monday! The ability to discipline yourself to delay gratification in the short term in order to enjoy greater rewards in the long term, is the indispensable prerequisite for success. Brian Tracy, motivational speaker & author Last week I mentioned I would spend the upcoming weeks addressing lessons I have learned in […]
Good morning, happy Monday & happy Labor Day! You can’t go back and change the beginning, but you can start where you are and change the ending. C. S. Lewis, author This month marks the start of my 25th year in the financial services industry. With today being Labor Day I thought it might be […]
Good morning & happy Monday! I’ve grown most not from victories, but setbacks. If winning is God’s reward, then losing is how he teaches us. Serena Williams, legendary tennis player Serena Williams recently announced her retirement from the sport of tennis where she has won 24 Grand Slam titles, more than any other tennis athlete. […]
Good morning & happy Monday! You should be far more concerned with your current trajectory than with your current results. James Clear, author (he wrote an amazing book “Atomic Habits”) July 31, 2022, a very important person in history was born. Even though he is only 23 days old now I think the vast majority […]
Good morning & happy Monday! Values are like fingerprints. Nobody’s are the same, but you leave ‘em all over everything you do. Elvis Presley My life’s mission statement is to be “A passionate follower of Jesus Christ and a leader in life.” I try to live all aspects of my life by that mission statement […]
Good morning & happy Monday! Do you know the only thing that gives me pleasure? It’s to see my dividends coming in. John D. Rockefeller I get feedback from many of you about these Monday morning memos (which I always greatly appreciate!). Some of you love the stories, some of you enjoy the examples, and […]
Good morning & happy Monday! Welcome to August 😊 Using volatility as a measure of risk is nuts. Risk to us is 1) the risk of permanent loss of capital, or 2) the risk of inadequate return. Charles Munger, vice chairman of Berkshire Hathaway (Warren Buffet has described Munger as his closest partner and right-hand […]