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May 2, 2022

Good morning & happy Monday! Headlines, in a way, are what mislead you because bad news is a headline, and gradual improvement is not. Bill Gates, co-founder of Microsoft In the 1970s TV sitcom The Brady Bunch, Jan Brady would constantly say three words: “Marsha, Marsha, Marsha.”  Fast forward roughly 50 years and if you […]

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April 25, 2022

Good morning & happy Monday!  In the short run, the market is a voting machine.  But in the long run, it is a weighing machine. Benjamin Graham, economist, professor, investor (1894-1976) Last week’s Monday morning memo discussed how supply and demand are the forces behind the prices we pay, be it filling up our tank, […]

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April 18, 2022

Good morning & happy Monday!  Hope you had a wonderful Easter! Teach a parrot the terms ‘supply and demand’ and you’ve got an economist.” Thomas Carlyle, Scottish historian & philosopher (1795-1881) Two years ago this week, something historic happened that had never occurred before.  On April 20, 2020, oil futures contracts went negative, meaning that […]

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April 11, 2022

Good morning & happy Monday! You can’t go back and change the beginning, but you can start where you are and change the ending. C.S. Lewis, author Today is the 101st day of 2022.  Amazing how time flies by.  Whenever a new president is sworn into office the media makes a big deal about the […]

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April 4, 2022

Good morning & happy Monday! Progress however, of the best kind, is comparatively slow.  Great results cannot be achieved at once; and we must be satisfied to advance in life as we walk, step by step. Samuel Smiles, Scottish author & government reformer (1812-1904) Today I have some exciting news … after months of work […]

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March 28, 2022

Good morning & happy Monday! Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in the corrections themselves. Peter Lynch, investor Last Wednesday, March 23rd, marked the 2-year anniversary of the Covid-19 induced stock market drop.  The S&P 500 (representing the 500 largest publicly […]

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March 21, 2022

Good morning & happy Monday! What I see is telling me this world’s gone crazy, but what is real says God’s still on His throne. What I need is to remember one thing, that the Lord of gentle breeze is the Lord of the rough and tumble and He is the King of the jungle. […]

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March 14, 2022

Good morning & happy Monday! “The stock market is filled with individuals who know the price of everything, but the value of nothing.” Phillip Fisher, American investor (1907 – 2004) Last week’s Monday morning memo stated the following: When we cut out all the noise, there are only one of two options that will happen […]

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March 7, 2022

Good morning & happy Monday! You have two choices: you can make a living, or you can design a life. Jim Rohn, American entrepreneur, author & motivational speaker This financial world can be quite complicated.  I’ve been studying it my entire career of 23+ years and I’m still learning new things all the time.  That’s […]

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February 28, 2022

Good morning, happy Monday & happy last day of February! “Whoever controls the media controls the mind.” Jim Morrison, American singer A few years ago my dad’s car had a wiring problem and every time he would turn his steering wheel his horn would blow.  And we are not talking about a little beep, we […]