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February 21, 2022

Good morning & happy Monday! The greatest danger in times of turbulence is not the turbulence; it is to act with yesterday’s logic. Peter Drucker (1909-2005), Australian-American management consultant, educator & author Recently I had the tremendous privilege of taking my family to Hawaii.  It is such a wonderful place, and we had a marvelous […]

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February 14, 2022

Good morning, happy Monday & happy Valentine’s Day! Love is patient, love is kind.  It does not envy, it does not boast, it is not proud.  It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs.  Love does not delight in evil but rejoices with […]

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February 7, 2022

Good (early) morning & happy Monday! Inflation is taxation without legislation. Milton Freedman, economist Inflation.  We hear it talked about a lot these days.  The big headline a few weeks ago was how the December inflation reading came in at 7% year-over-year, the highest such reading since 1982 (CPI Home : U.S. Bureau of Labor […]

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January 31, 2022

Good morning & happy Monday! “The true investor welcomes volatility … a wild fluctuating market means that irrationally low prices will periodically be attached to solid businesses.” – Warren Buffett, investor January has been a rough month for equity investing.  I fully understand.  I hope my comments below will be helpful in providing some perspective.  […]

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January 24, 2022

Good morning & happy Monday! “When thousands of Global Citizens find inspiration from each other, it’s amazing to see their collective power.” Hugh Evans, Australian humanitarian & co-founder of Global Citizen International investing, like all investing, can be challenging at times, and it can involve a greater level of complexity, but I do not believe […]

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January 17, 2022

Good morning, happy Monday & happy Martin Luther King, Jr. Day! “The function of education is to teach one to think intensively and to think critically.  Intelligence plus character – that is the goal of true education.”  Martin Luther King, Jr.  Let me warn you in advance, I might be getting a little nerdy here […]

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January 10, 2022

Good morning & happy Monday! If you think the market’s ‘too high’ wait ‘til you see it 20 years from now. Nick Murray, author So, now that 2021 is in our review view mirror we can benefit from hindsight.  I think most of us looking back on the year would say it was challenging at […]

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January 3, 2022

Good morning, happy Monday & HAPPY NEW YEAR! I hope your 2022 is off to a great start! “You can have results or excuses.  Not both.” Arnold Schwarzenegger Yesterday, I had the honor of delivering the lesson at my church and I spoke about the exchange with God & Moses in Exodus 3-4.  God commanded […]

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December 27, 2021

Good evening & happy Monday!  I hope you had a wonderful Christmas!  So sorry for sending this memo out about 12 hours later than normal … I guess I’ve eaten too much turkey these last few days 😊  “Be courageous and live the life that your heart is guiding you toward.” Bronnie Ware Bronnie worked […]

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December 21, 2021

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